Credit Trends - Switzerland

Kathrin Muehlbronner Senior Vice President, Sovereign Risk Moody's Investors Service

Kathrin joined Moody’s Investors Service in April 2010 as a member of the Sovereign Risk Group. She is the lead analyst for several European sovereigns, including France, Italy, Spain and Greece as well as European Multilateral Development Banks (MDBs) such as the EIB and the EIF. She is also Moody’s global coordinator for all of Moody’s MDB ratings.

Prior to joining Moody’s Kathrin was a Director with Merrill Lynch, working as Sovereign Ratings Advisor to governments and banks in emerging markets. Prior to that, she was Chief Economist for Deutsche Bank in Spain.

She holds a M.Sc. in Economics, Latin American Politics, Spanish and Portuguese languages from the University of Tuebingen as well as a post-graduate economics degree from the College of Europe, Bruges.

Alexander Hendricks Associate Managing Director, EMEA Banking Moody's Investors Service

Alexander Hendricks is an Associate Managing Director in Moody’s European Banking team. Alexander has responsibility for the analytical teams covering financial institutions in Germany, Austria and Switzerland. He joined Moody’s in 2013.

Prior to Moody’s, Alexander’s most recent role was Director in Company Research at Deutsche Bank, where he had responsibility for financial institutions in Germany and Austria, and co-responsibility for European investment banks. In addition, he acted as hub for European regulatory matters in research.

During his occupation at the German bank, Alexander also held responsibilities for real estate companies and stock exchanges in Germany. At previous employer ABN Amro, Alexander covered German and Austrian banks in equity research. He began his career as trainee at Deutsche Bank.

Alexander holds a Masters Degree in Business Administration (Diplom- Kaufmann) from University of Mannheim, with specialisation in Banking and Finance. He is a CFA charterholder.

Kathrin Muehlbronner Senior Vice President, Sovereign Risk Moody's Investors Service

Kathrin joined Moody’s Investors Service in April 2010 as a member of the Sovereign Risk Group. She is the lead analyst for several European sovereigns, including France, Italy, Spain and Greece as well as European Multilateral Development Banks (MDBs) such as the EIB and the EIF. She is also Moody’s global coordinator for all of Moody’s MDB ratings.

Prior to joining Moody’s Kathrin was a Director with Merrill Lynch, working as Sovereign Ratings Advisor to governments and banks in emerging markets. Prior to that, she was Chief Economist for Deutsche Bank in Spain.

She holds a M.Sc. in Economics, Latin American Politics, Spanish and Portuguese languages from the University of Tuebingen as well as a post-graduate economics degree from the College of Europe, Bruges.

Alexander Hendricks Associate Managing Director, EMEA Banking Moody's Investors Service

Alexander Hendricks is an Associate Managing Director in Moody’s European Banking team. Alexander has responsibility for the analytical teams covering financial institutions in Germany, Austria and Switzerland. He joined Moody’s in 2013.

Prior to Moody’s, Alexander’s most recent role was Director in Company Research at Deutsche Bank, where he had responsibility for financial institutions in Germany and Austria, and co-responsibility for European investment banks. In addition, he acted as hub for European regulatory matters in research.

During his occupation at the German bank, Alexander also held responsibilities for real estate companies and stock exchanges in Germany. At previous employer ABN Amro, Alexander covered German and Austrian banks in equity research. He began his career as trainee at Deutsche Bank.

Alexander holds a Masters Degree in Business Administration (Diplom- Kaufmann) from University of Mannheim, with specialisation in Banking and Finance. He is a CFA charterholder.

Kathrin Muehlbronner Senior Vice President, Sovereign Risk Moody's Investors Service

Kathrin joined Moody’s Investors Service in April 2010 as a member of the Sovereign Risk Group. She is the lead analyst for several European sovereigns, including France, Italy, Spain and Greece as well as European Multilateral Development Banks (MDBs) such as the EIB and the EIF. She is also Moody’s global coordinator for all of Moody’s MDB ratings.

Prior to joining Moody’s Kathrin was a Director with Merrill Lynch, working as Sovereign Ratings Advisor to governments and banks in emerging markets. Prior to that, she was Chief Economist for Deutsche Bank in Spain.

She holds a M.Sc. in Economics, Latin American Politics, Spanish and Portuguese languages from the University of Tuebingen as well as a post-graduate economics degree from the College of Europe, Bruges.

Alexander Hendricks Associate Managing Director, EMEA Banking Moody's Investors Service

Alexander Hendricks is an Associate Managing Director in Moody’s European Banking team. Alexander has responsibility for the analytical teams covering financial institutions in Germany, Austria and Switzerland. He joined Moody’s in 2013.

Prior to Moody’s, Alexander’s most recent role was Director in Company Research at Deutsche Bank, where he had responsibility for financial institutions in Germany and Austria, and co-responsibility for European investment banks. In addition, he acted as hub for European regulatory matters in research.

During his occupation at the German bank, Alexander also held responsibilities for real estate companies and stock exchanges in Germany. At previous employer ABN Amro, Alexander covered German and Austrian banks in equity research. He began his career as trainee at Deutsche Bank.

Alexander holds a Masters Degree in Business Administration (Diplom- Kaufmann) from University of Mannheim, with specialisation in Banking and Finance. He is a CFA charterholder.