Global Life Insurance
- Insurers' recovery tied to fragile economic rebound
- Ultra-low interest rates weigh on products/profitability, accelerate industry transformation
- Strong capital adequacy mitigates low rates, relatively manageable Covid-19 impacts
An error occurred trying to play the stream. Please reload the page and try again.Close
Baye Larsen is a Vice President/Senior Credit Officer for the States and High Profile Ratings Team covering credits for the states of New Jersey, Ohio, Oregon, New Hampshire, North Dakota, and Idaho, as well as the New York Metropolitan Transportation Authority and New Jersey Transit. Baye has contributed to several methodologies and authored the “Global Mass Transit Methodology” and the methodology for “State Aid Intercept Programs and Financings: Pre and Post Default”. Prior to joining the State and High Profile Ratings Team, Baye worked for the U.S. Project and Infrastructure Finance Team, where she covered a diverse portfolio of utility and infrastructure issuers, and on the Eastern Local Government Ratings Team providing ratings for local governments and water and sewer utilities. Baye received her BA in government from Georgetown University and her Master in Public Administration from New York University
Benjamin is a Senior Vice President in the European Insurance team, based in Paris. He has primary analytical responsibility for a number of insurance groups in Europe, covering or having covered insurers and reinsurers in France, the UK, Germany, Italy, Spain, Switzerland, the Benelux or in the CIS countries. He is also responsible for the analytical team covering insurers operating in the Middle East region. Prior to joining Moody’s in 2006, Benjamin worked for l’Autorité de Contrôle des Assurances et des Mutuelles (the French insurance supervisory authority) and l’Autorité des Marchés Financiers (the French financial markets supervisory authority). Member of French Actuarial Association. Degrees in Finance and Actuarial Science (ENSAE) and Finance and Economics (Ecole Polytechnique). Fluent in French.
Soichiro Makimoto is a Vice President and Senior Analyst with Moody’s Japan K.K. Based in Tokyo, he covers a portfolio of Japanese life and P&C insurance companies. Soichiro has around 20 years of analytical experience across a variety of areas in the insurance and financial services industry. Before joining Moody’s, he worked as a consultant on the life and P&C insurance industries for PwC, Willis Towers Watson, and Aon, providing services related to profit management, risk management, auditing and assurance, product development, product sales strategy, and reinsurance strategy. Soichiro has also worked as an actuary team leader. Soichiro holds a Master’s in physics from the University of Tokyo, and is a Fellow of the Institute of Actuaries of Japan.
Marc is responsible for a global team which assigns credit ratings to insurers, asset managers, and investment and pension funds. He was previously a Credit Policy Officer and developed stress tests for banks globally during the financial crisis. Marc regularly speaks at industry conferences on trends and developments in the financial services sector. Marc is a sponsor of the Moody’s Network of CFA Charterholders, an active contributor to Moody’s employee professional development initiatives, and a coach in the Women’s Mentoring Program. Marc is also a member of the Asset Management Committee responsible for overseeing Moody’s retirement savings plans. Having worked as a sell-side, buy-side and credit rating agency analyst, Marc has developed a unique perspective of the fixed income markets. A top-ranked analyst and manager at Merrill Lynch, Marc headed up several research groups, including Credit Research for Europe, Middle East and Africa, Credit Research for the Americas and Global Emerging Markets Fixed Income and Economics Research. He was also Head of Corporate Bond Strategy at broker/dealer Susquehanna International and a portfolio manager of the KBW Credit Opportunity Fund at a Keefe, Bruyette, & Woods affiliate, now part of Stifel Financial. Marc received his MBA from Columbia Business School and a BA from Trinity College (CT).
Michael is a Vice President - Senior Credit Officer in the Financial Institutions Group of Moody’s Investors Service. He is responsible for a portfolio of U.S. life insurance companies and has more than 20 years of life insurance experience. Prior to joining Moody’s, Michael worked as an actuary in KPMG’s Financial Risk Management group.